Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Erman Retirement Advisory
3020 Old Ranch Pkwy, Suite 100 • Seal Beach , CA • 90740
Phone: (562) 546-6021 Toll Free: (866) 827-5469 • Fax: (562) 596-6024
• Askhow@ErmanRetirementAdvisory.com

Securities and advisory services offered through Financial Network Investment Corporation, member FINRA, SIPC.

 


The information on this website is intended for use only by residents of the states listed below. Securities related services may not be provided to individuals residing in any state not listed.


We are licensed to sell Insurance Products in the following states:
California.

We are registered to sell Securities in the following states:
Arizona, California, Florida, Iowa, Idaho, Indiana, Missouri, Montana, North Carolina, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Utah, Washington.

Erman Retirement Advisory and Financial Network Investment Corporation are not affiliated

The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states:

We are licensed to sell Insurance Products in CA.

We are registered to sell Securities in AZ,CA,FL,IA,ID,IN,MO,MT,NC,NJ,NV,NY,OH,OK,OR,PA,TX,UT,WA.

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